How Do Roofing Claims Work?
Severe weather is scary, especially when it seriously damages your home! In the aftermath, you'll have to make a tough decision about filing an insurance claim.
When it comes to roofing, it's imperative to contact a top-rated Baton Rouge roofing company like Stalwart early in the process. We can help you properly document the damage for the insurance company and provide you with the best roof repair Baton Rouge can offer.
Read on to learn more about how roofing claims work and what working with us involves.
Find A Licensed Roof Contractor in Baton Rouge, LA
Hiring a licensed contractor among the roofing companies in Baton Rouge is important. Otherwise, the insurance company will not pay for repair work.
We are a roof contractor with a good track record in dealing with insurance claims. This will help make the process smoother.
Our contractor will inspect your roofing system and photograph the damage. Depending on the roof's condition, they may also need to make emergency repairs. They will record their expenses to be reimbursed by the insurance company.
The Insurance Inspection
After you call the insurance company, they will schedule an inspector to come out to your home. Make sure you let your roofing contractors in Louisiana know about this inspection! They will want to point out areas of damage and provide the inspector with their cost estimate.
Make sure you jot down the insurance inspector's name and any other pertinent information. If you need clarification, ask questions. The more information you have now, the easier it will be later in the process.
Homeowner's insurance only covers certain kinds of damage, so ask questions and ensure you understand your coverage!
Claim Review
After the inspection, the insurance company needs to confirm their damage estimate and how large the payout will be. They may have further questions about the destruction or the contractor's estimates.
This is why working with a highly experienced roofing company that knows how to deal with insurance companies is essential. While the insurance bureaucracy often goes at its own speed, our contractor should promptly respond to requests for more information.
The Work Begins
After the insurance company has completed its review, they'll let you know their payout details. We will also set a work schedule with the insurance company.
Next, we will order supplies and set a start date with you. The work can finally begin!
The claim money will likely be held in an escrow account and released to our company after completion of the work. Your mortgage company, which has a financial interest in ensuring the repairs are done correctly, may need to endorse the check before we can cash it. They may want to do their own inspection, too.
Your Best Choice for a Baton Rouge Roofing Company
You need a roof contractor in Baton Rouge, LA that you can trust at every step of the process. Stalwart General Contractor has a proven track record as a reliable partner for homeowners in Baton Rouge. We'll communicate with your insurance company and ensure all roofing work is done to a high standard.
To learn more about high-quality roof repair in Baton Rouge, contact us today.